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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,437 | $58,258-32.3% | $81,820-51.8% | $80,925-51.3% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 18.83% | 41.76%-22.9pp | 777.93%-759.1pp | 35.65%-16.8pp |
| Employer contribution / active EE | $9,580 | $2,345+308.5% | $2,915+228.7% | $2,756+247.6% |
| Participant deferral / active EE | $13,209 | $3,284+302.3% | $4,323+205.6% | $4,299+207.3% |
| Admin fee / account holder | $12,988 | $4,976+161.0% | $7,391+75.7% | $6,940+87.2% |