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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,460 | $96,678-63.3% | $86,640-59.1% | $139,466-74.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 27.83% | 106.69%-78.9pp | 592.52%-564.7pp | 373.66%-345.8pp |
| Employer contribution / active EE | $6,904 | $3,265+111.4% | $3,024+128.3% | $4,754+45.2% |
| Participant deferral / active EE | $9,355 | $4,837+93.4% | $4,438+110.8% | $6,712+39.4% |
| Admin fee / account holder | $1,076 | $6,410-83.2% | $5,616-80.8% | $11,409-90.6% |