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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,814 | $106,247-77.6% | $96,515-75.3% | $139,466-82.9% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 26.09% | 38.47%-12.4pp | 35.73%-9.6pp | 373.66%-347.6pp |
| Employer contribution / active EE | $3,063 | $4,106-25.4% | $3,740-18.1% | $4,754-35.6% |
| Participant deferral / active EE | $13,273 | $5,456+143.3% | $4,880+172.0% | $6,712+97.7% |
| Admin fee / account holder | $2,596 | $7,885-67.1% | $6,735-61.5% | $11,409-77.2% |