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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,372 | $138,114-86.7% | $125,391-85.3% | $134,545-86.3% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -25.82% | 750.88%-776.7pp | 572.41%-598.2pp | 418.37%-444.2pp |
| Employer contribution / active EE | $1,633 | $5,246-68.9% | $4,816-66.1% | $4,742-65.6% |
| Participant deferral / active EE | $6,825 | $7,801-12.5% | $7,448-8.4% | $6,401+6.6% |
| Admin fee / account holder | $0 | $11,570-100.0% | $10,009-100.0% | $11,431-100.0% |