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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,210 | $110,307-65.4% | $96,576-60.4% | $139,456-72.6% |
| Participation rate | 81.0% | 78.1%+2.8pp | 76.0%+5.0pp | 80.3%+0.6pp |
| Annual return | 75.91% | 26.40%+49.5pp | 25.87%+50.0pp | 373.45%-297.5pp |
| Employer contribution / active EE | $3,198 | $3,619-11.6% | $2,965+7.9% | $4,753-32.7% |
| Participant deferral / active EE | $11,932 | $5,547+115.1% | $4,851+146.0% | $6,711+77.8% |
| Admin fee / account holder | $1,766 | $11,597-84.8% | $8,253-78.6% | $11,407-84.5% |