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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,236 | $161,352-82.5% | $134,172-79.0% | $137,256-79.4% |
| Participation rate | 41.2% | 78.3%-37.1pp | 72.5%-31.3pp | 80.0%-38.8pp |
| Annual return | 24.61% | 28.72%-4.1pp | 25.30%-0.7pp | 220.34%-195.7pp |
| Employer contribution / active EE | $1,454 | $4,099-64.5% | $3,420-57.5% | $4,156-65.0% |
| Participant deferral / active EE | $3,055 | $5,552-45.0% | $4,690-34.9% | $6,407-52.3% |
| Admin fee / account holder | $978 | $15,028-93.5% | $12,016-91.9% | $12,270-92.0% |