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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,690 | $96,678-93.1% | $86,640-92.3% | $139,466-95.2% |
| Participation rate | 55.0% | 74.4%-19.4pp | 71.7%-16.7pp | 80.3%-25.3pp |
| Annual return | 21.47% | 106.69%-85.2pp | 592.52%-571.0pp | 373.66%-352.2pp |
| Employer contribution / active EE | $836 | $3,265-74.4% | $3,024-72.4% | $4,754-82.4% |
| Participant deferral / active EE | $1,171 | $4,837-75.8% | $4,438-73.6% | $6,712-82.5% |
| Admin fee / account holder | $2,356 | $6,410-63.2% | $5,616-58.0% | $11,409-79.3% |