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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,464 | $76,368-95.5% | $67,681-94.9% | $154,746-97.8% |
| Participation rate | 85.0% | 79.0%+6.0pp | 73.7%+11.3pp | 80.7%+4.3pp |
| Annual return | 22.67% | 1066.77%-1044.1pp | 590.58%-567.9pp | 172.34%-149.7pp |
| Employer contribution / active EE | $565 | $3,151-82.1% | $2,678-78.9% | $4,379-87.1% |
| Participant deferral / active EE | $1,227 | $4,824-74.6% | $3,976-69.1% | $6,730-81.8% |
| Admin fee / account holder | $309 | $8,559-96.4% | $6,100-94.9% | $14,365-97.9% |