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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,507 | $126,661-94.9% | $113,397-94.3% | $138,895-95.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 18.82% | 25.05%-6.2pp | 23.20%-4.4pp | 145.39%-126.6pp |
| Employer contribution / active EE | $1,656 | $3,456-52.1% | $2,977-44.4% | $4,194-60.5% |
| Participant deferral / active EE | $2,066 | $5,693-63.7% | $5,076-59.3% | $6,396-67.7% |
| Admin fee / account holder | $1,100 | $14,549-92.4% | $11,957-90.8% | $12,562-91.2% |