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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,689 | $28,624+45.6% | $53,647-22.3% | $82,637-49.6% |
| Participation rate | 16.1% | 47.3%-31.1pp | 56.3%-40.2pp | 68.1%-51.9pp |
| Annual return | 24.56% | 664.98%-640.4pp | 358.33%-333.8pp | 53.51%-28.9pp |
| Employer contribution / active EE | $334 | $637-47.5% | $962-65.3% | $2,552-86.9% |
| Participant deferral / active EE | $414 | $1,196-65.4% | $1,813-77.2% | $4,126-90.0% |
| Admin fee / account holder | $880 | $2,022-56.5% | $2,460-64.2% | $7,339-88.0% |