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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,151 | $29,670-92.7% | $56,054-96.2% | $80,911-97.3% |
| Participation rate | 60.0% | 41.7%+18.3pp | 52.5%+7.5pp | 67.6%-7.6pp |
| Annual return | 32.46% | 35.24%-2.8pp | 1705.95%-1673.5pp | 35.63%-3.2pp |
| Employer contribution / active EE | $533 | $670-20.4% | $1,039-48.7% | $2,756-80.7% |
| Participant deferral / active EE | $533 | $1,227-56.5% | $1,952-72.7% | $4,297-87.6% |
| Admin fee / account holder | $11 | $2,431-99.5% | $2,822-99.6% | $6,935-99.8% |