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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,255 | $110,240+88.0% | $96,544+114.7% | $139,487+48.6% |
| Participation rate | 54.2% | 78.1%-24.0pp | 76.0%-21.8pp | 80.3%-26.2pp |
| Annual return | 12.34% | 26.41%-14.1pp | 25.88%-13.5pp | 373.84%-361.5pp |
| Employer contribution / active EE | $1,089 | $3,622-69.9% | $2,966-63.3% | $4,755-77.1% |
| Participant deferral / active EE | $5,511 | $5,549-0.7% | $4,851+13.6% | $6,713-17.9% |
| Admin fee / account holder | $4,833 | $11,602-58.3% | $8,254-41.5% | $11,407-57.6% |