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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,983 | $100,811+79.5% | $86,698+108.8% | $134,545+34.5% |
| Participation rate | 63.6% | 79.0%-15.3pp | 76.6%-13.0pp | 81.2%-17.6pp |
| Annual return | -10.18% | 29.11%-39.3pp | 35.96%-46.1pp | 418.37%-428.5pp |
| Employer contribution / active EE | $1,140 | $3,490-67.3% | $2,837-59.8% | $4,742-76.0% |
| Participant deferral / active EE | $6,096 | $5,339+14.2% | $4,656+30.9% | $6,401-4.8% |
| Admin fee / account holder | $34,094 | $10,926+212.0% | $7,492+355.1% | $11,431+198.3% |