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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,628 | $162,967-94.1% | $135,792-92.9% | $138,895-93.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 20.42% | 30.08%-9.7pp | 25.96%-5.5pp | 145.39%-125.0pp |
| Employer contribution / active EE | $3,470 | $4,211-17.6% | $3,496-0.7% | $4,194-17.3% |
| Participant deferral / active EE | $5,091 | $5,640-9.7% | $4,759+7.0% | $6,396-20.4% |
| Admin fee / account holder | $612 | $15,306-96.0% | $12,266-95.0% | $12,562-95.1% |