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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,827 | $102,422-67.0% | $147,117-77.0% | $80,959-58.2% |
| Participation rate | 85.3% | 75.9%+9.4pp | 82.2%+3.1pp | 67.7%+17.6pp |
| Annual return | 10.57% | 135.16%-124.6pp | 420.54%-410.0pp | 35.67%-25.1pp |
| Employer contribution / active EE | $3,262 | $3,717-12.2% | $4,932-33.9% | $2,757+18.3% |
| Participant deferral / active EE | $6,019 | $6,652-9.5% | $8,065-25.4% | $4,300+40.0% |
| Admin fee / account holder | $5,293 | $7,953-33.5% | $12,993-59.3% | $6,925-23.6% |