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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,117 | $212,386-89.6% | $199,883-88.9% | $138,895-84.1% |
| Participation rate | 83.3% | 87.4%-4.0pp | 86.8%-3.4pp | 79.9%+3.4pp |
| Annual return | 19.53% | 47.75%-28.2pp | 43.81%-24.3pp | 145.39%-125.9pp |
| Employer contribution / active EE | $2,584 | $6,625-61.0% | $6,261-58.7% | $4,194-38.4% |
| Participant deferral / active EE | $2,974 | $9,617-69.1% | $9,138-67.5% | $6,396-53.5% |
| Admin fee / account holder | $352 | $18,233-98.1% | $17,268-98.0% | $12,562-97.2% |