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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,806 | $108,882-97.4% | $96,754-97.1% | $154,746-98.2% |
| Participation rate | 90.9% | 75.1%+15.8pp | 70.3%+20.6pp | 80.7%+10.2pp |
| Annual return | 21.21% | 98.39%-77.2pp | 82.04%-60.8pp | 172.34%-151.1pp |
| Employer contribution / active EE | $673 | $3,018-77.7% | $2,679-74.9% | $4,379-84.6% |
| Participant deferral / active EE | $1,147 | $5,323-78.4% | $4,758-75.9% | $6,730-83.0% |
| Admin fee / account holder | $578 | $10,200-94.3% | $8,905-93.5% | $14,365-96.0% |