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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,788 | $102,696-81.7% | $86,235-78.2% | $139,487-86.5% |
| Participation rate | 44.4% | 74.5%-30.1pp | 69.0%-24.5pp | 80.3%-35.9pp |
| Annual return | 16.43% | 1925.91%-1909.5pp | 1170.03%-1153.6pp | 373.84%-357.4pp |
| Employer contribution / active EE | $1,008 | $3,034-66.8% | $2,381-57.7% | $4,755-78.8% |
| Participant deferral / active EE | $2,218 | $4,679-52.6% | $3,987-44.4% | $6,713-67.0% |
| Admin fee / account holder | $2,504 | $8,667-71.1% | $6,856-63.5% | $11,407-78.1% |