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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,379 | $118,877-87.9% | $96,570-85.1% | $167,536-91.4% |
| Participation rate | 47.6% | 75.5%-27.9pp | 69.8%-22.2pp | 82.1%-34.5pp |
| Annual return | 18.89% | 50.50%-31.6pp | 37.79%-18.9pp | 478.82%-459.9pp |
| Employer contribution / active EE | $2,252 | $3,121-27.8% | $2,357-4.5% | $4,839-53.5% |
| Participant deferral / active EE | $3,089 | $4,617-33.1% | $3,849-19.8% | $6,342-51.3% |
| Admin fee / account holder | $0 | $8,069-100.0% | $6,182-100.0% | $12,315-100.0% |