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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,115 | $54,357-90.6% | $82,706-93.8% | $68,495-92.5% |
| Participation rate | 100.0% | 63.9%+36.1pp | 72.6%+27.4pp | 67.9%+32.1pp |
| Annual return | 25.94% | -13.67%+39.6pp | 701.76%-675.8pp | -7.84%+33.8pp |
| Employer contribution / active EE | $1,799 | $2,218-18.9% | $3,007-40.2% | $2,596-30.7% |
| Participant deferral / active EE | $2,497 | $3,246-23.1% | $4,394-43.2% | $4,028-38.0% |
| Admin fee / account holder | $390 | $4,396-91.1% | $5,329-92.7% | $5,403-92.8% |