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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,124 | $175,231-57.7% | $149,696-50.5% | $139,466-46.9% |
| Participation rate | 57.1% | 83.4%-26.2pp | 78.8%-21.6pp | 80.3%-23.2pp |
| Annual return | 31.40% | 166.77%-135.4pp | 134.46%-103.1pp | 373.66%-342.3pp |
| Employer contribution / active EE | $4,814 | $5,478-12.1% | $4,821-0.1% | $4,754+1.3% |
| Participant deferral / active EE | $5,565 | $6,521-14.7% | $5,682-2.1% | $6,712-17.1% |
| Admin fee / account holder | $263 | $16,155-98.4% | $13,212-98.0% | $11,409-97.7% |