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More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,301 | $83,427-33.7% | $115,756-52.2% | $68,486-19.3% |
| Participation rate | 100.0% | 71.9%+28.1pp | 77.1%+22.9pp | 67.9%+32.1pp |
| Annual return | -13.57% | -10.95%-2.6pp | 143.14%-156.7pp | -7.85%-5.7pp |
| Employer contribution / active EE | $4,993 | $3,075+62.4% | $3,793+31.6% | $2,597+92.3% |
| Participant deferral / active EE | $5,303 | $5,355-1.0% | $6,254-15.2% | $4,028+31.7% |
| Admin fee / account holder | $5 | $5,708-99.9% | $8,124-99.9% | $5,404-99.9% |