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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,154 | $106,247-15.1% | $96,515-6.6% | $139,466-35.4% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 9.36% | 38.47%-29.1pp | 35.73%-26.4pp | 373.66%-364.3pp |
| Employer contribution / active EE | $3,237 | $4,106-21.2% | $3,740-13.4% | $4,754-31.9% |
| Participant deferral / active EE | $12,229 | $5,456+124.2% | $4,880+150.6% | $6,712+82.2% |
| Admin fee / account holder | $164,739 | $7,885+1989.3% | $6,735+2345.9% | $11,409+1344.0% |