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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,262 | $100,194-88.8% | $122,979-90.8% | $86,983-87.1% |
| Participation rate | 93.5% | 73.0%+20.6pp | 77.2%+16.4pp | 69.5%+24.0pp |
| Annual return | 23.53% | 16.47%+7.1pp | 20.12%+3.4pp | 25.83%-2.3pp |
| Employer contribution / active EE | $728 | $2,326-68.7% | $3,062-76.2% | $2,584-71.8% |
| Participant deferral / active EE | $4,451 | $4,133+7.7% | $5,003-11.0% | $4,194+6.1% |
| Admin fee / account holder | $876 | $10,148-91.4% | $12,864-93.2% | $7,856-88.8% |