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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,732 | $126,661-94.7% | $113,397-94.1% | $138,895-95.2% |
| Participation rate | 90.9% | 79.4%+11.5pp | 76.5%+14.4pp | 79.9%+11.0pp |
| Annual return | 21.10% | 25.05%-4.0pp | 23.20%-2.1pp | 145.39%-124.3pp |
| Employer contribution / active EE | $3,809 | $3,456+10.2% | $2,977+28.0% | $4,194-9.2% |
| Participant deferral / active EE | $4,419 | $5,693-22.4% | $5,076-13.0% | $6,396-30.9% |
| Admin fee / account holder | $1,063 | $14,549-92.7% | $11,957-91.1% | $12,562-91.5% |