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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,642 | $117,904-85.9% | $102,457-83.8% | $145,978-88.6% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 25.90% | 31.80%-5.9pp | 29.41%-3.5pp | 550.52%-524.6pp |
| Employer contribution / active EE | $1,340 | $3,613-62.9% | $3,022-55.7% | $4,662-71.3% |
| Participant deferral / active EE | $3,645 | $5,733-36.4% | $5,054-27.9% | $6,690-45.5% |
| Admin fee / account holder | $17 | $13,329-99.9% | $9,451-99.8% | $13,400-99.9% |