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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,509 | $102,429-87.8% | $147,096-91.5% | $80,925-84.5% |
| Participation rate | 95.6% | 75.9%+19.7pp | 82.2%+13.4pp | 67.7%+27.9pp |
| Annual return | 14.67% | 135.02%-120.4pp | 419.75%-405.1pp | 35.65%-21.0pp |
| Employer contribution / active EE | $1,365 | $3,716-63.3% | $4,936-72.4% | $2,756-50.5% |
| Participant deferral / active EE | $4,595 | $6,649-30.9% | $8,071-43.1% | $4,299+6.9% |
| Admin fee / account holder | $1,526 | $7,957-80.8% | $13,005-88.3% | $6,940-78.0% |