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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,917 | $201,344-53.4% | $184,243-49.0% | $145,877-35.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.79% | 29.01%-16.2pp | 28.82%-16.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $11,202 | $7,022+59.5% | $6,427+74.3% | $4,663+140.2% |
| Participant deferral / active EE | $10,700 | $9,807+9.1% | $9,132+17.2% | $6,691+59.9% |
| Admin fee / account holder | $345 | $16,382-97.9% | $13,914-97.5% | $13,402-97.4% |