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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,439 | $185,883-71.3% | $170,043-68.6% | $139,466-61.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 19.92% | 60.54%-40.6pp | 53.40%-33.5pp | 373.66%-353.7pp |
| Employer contribution / active EE | $18,243 | $7,596+140.2% | $6,790+168.7% | $4,754+283.7% |
| Participant deferral / active EE | $10,600 | $11,626-8.8% | $10,410+1.8% | $6,712+57.9% |
| Admin fee / account holder | $1,483 | $15,393-90.4% | $12,824-88.4% | $11,409-87.0% |