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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,790 | $81,763+56.3% | $58,561+118.2% | $139,466-8.4% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 13.91% | 7427.77%-7413.9pp | 4251.33%-4237.4pp | 373.66%-359.8pp |
| Employer contribution / active EE | $5,246 | $1,398+275.2% | $1,053+398.0% | $4,754+10.3% |
| Participant deferral / active EE | $4,381 | $2,555+71.5% | $1,923+127.8% | $6,712-34.7% |
| Admin fee / account holder | $488 | $3,273-85.1% | $2,520-80.6% | $11,409-95.7% |