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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,957 | $107,666-75.9% | $102,184-74.6% | $154,746-83.2% |
| Participation rate | 90.9% | 83.7%+7.2pp | 82.6%+8.3pp | 80.7%+10.2pp |
| Annual return | 22.85% | 29.33%-6.5pp | 31.58%-8.7pp | 172.34%-149.5pp |
| Employer contribution / active EE | $3,334 | $3,846-13.3% | $3,594-7.2% | $4,379-23.9% |
| Participant deferral / active EE | $5,718 | $8,719-34.4% | $8,309-31.2% | $6,730-15.0% |
| Admin fee / account holder | $502 | $12,943-96.1% | $11,609-95.7% | $14,365-96.5% |