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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,875 | $108,897-81.7% | $100,378-80.2% | $145,877-86.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 47.06% | 58.17%-11.1pp | 49.41%-2.4pp | 551.28%-504.2pp |
| Employer contribution / active EE | $4,929 | $4,420+11.5% | $3,942+25.0% | $4,663+5.7% |
| Participant deferral / active EE | $6,687 | $8,455-20.9% | $8,087-17.3% | $6,691-0.1% |
| Admin fee / account holder | $407 | $9,690-95.8% | $7,899-94.9% | $13,402-97.0% |