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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,957 | $100,970-74.3% | $96,576-73.1% | $137,256-81.1% |
| Participation rate | 90.9% | 82.6%+8.3pp | 81.4%+9.5pp | 80.0%+10.9pp |
| Annual return | 22.85% | 38.16%-15.3pp | 38.47%-15.6pp | 220.34%-197.5pp |
| Employer contribution / active EE | $3,334 | $3,809-12.5% | $3,553-6.2% | $4,156-19.8% |
| Participant deferral / active EE | $5,718 | $8,286-31.0% | $7,956-28.1% | $6,407-10.8% |
| Admin fee / account holder | $502 | $11,312-95.6% | $11,381-95.6% | $12,270-95.9% |