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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,495 | $108,882-97.7% | $96,754-97.4% | $154,746-98.4% |
| Participation rate | 92.3% | 75.1%+17.2pp | 70.3%+22.0pp | 80.7%+11.6pp |
| Annual return | 16.03% | 98.39%-82.4pp | 82.04%-66.0pp | 172.34%-156.3pp |
| Employer contribution / active EE | $1,129 | $3,018-62.6% | $2,679-57.9% | $4,379-74.2% |
| Participant deferral / active EE | $1,588 | $5,323-70.2% | $4,758-66.6% | $6,730-76.4% |
| Admin fee / account holder | $1,748 | $10,200-82.9% | $8,905-80.4% | $14,365-87.8% |