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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,773 | $100,073-97.2% | $85,126-96.7% | $145,877-98.1% |
| Participation rate | 81.8% | 74.1%+7.7pp | 67.5%+14.3pp | 80.3%+1.5pp |
| Annual return | 13.89% | 84.11%-70.2pp | 66.63%-52.7pp | 551.28%-537.4pp |
| Employer contribution / active EE | $879 | $3,236-72.8% | $2,731-67.8% | $4,663-81.1% |
| Participant deferral / active EE | $1,083 | $5,294-79.5% | $4,523-76.0% | $6,691-83.8% |
| Admin fee / account holder | $784 | $7,261-89.2% | $6,160-87.3% | $13,402-94.2% |