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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,495 | $97,125-97.4% | $86,233-97.1% | $137,256-98.2% |
| Participation rate | 92.3% | 74.2%+18.1pp | 69.0%+23.3pp | 80.0%+12.3pp |
| Annual return | 16.03% | 74.19%-58.2pp | 61.39%-45.4pp | 220.34%-204.3pp |
| Employer contribution / active EE | $1,129 | $2,841-60.3% | $2,504-54.9% | $4,156-72.8% |
| Participant deferral / active EE | $1,588 | $5,180-69.3% | $4,559-65.2% | $6,407-75.2% |
| Admin fee / account holder | $1,748 | $9,725-82.0% | $8,342-79.0% | $12,270-85.8% |