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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,773 | $100,203-97.2% | $85,240-96.7% | $145,897-98.1% |
| Participation rate | 81.8% | 74.1%+7.7pp | 67.5%+14.3pp | 80.3%+1.5pp |
| Annual return | 13.89% | 84.28%-70.4pp | 66.75%-52.9pp | 552.29%-538.4pp |
| Employer contribution / active EE | $879 | $3,242-72.9% | $2,735-67.9% | $4,663-81.1% |
| Participant deferral / active EE | $1,083 | $5,299-79.6% | $4,527-76.1% | $6,689-83.8% |
| Admin fee / account holder | $784 | $7,265-89.2% | $6,165-87.3% | $13,390-94.1% |