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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,969 | $81,749-95.1% | $58,544-93.2% | $139,456-97.2% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 0.00% | 7425.45%-7425.4pp | 4249.56%-4249.6pp | 373.45%-373.4pp |
| Employer contribution / active EE | $859 | $1,398-38.6% | $1,053-18.4% | $4,753-81.9% |
| Participant deferral / active EE | $2,137 | $2,555-16.4% | $1,923+11.1% | $6,711-68.2% |
| Admin fee / account holder | $2,490 | $3,272-23.9% | $2,520-1.2% | $11,407-78.2% |