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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,563 | $162,136-79.3% | $152,301-78.0% | $154,746-78.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | -0.18% | 91.02%-91.2pp | 80.50%-80.7pp | 172.34%-172.5pp |
| Employer contribution / active EE | $4,527 | $4,890-7.4% | $4,624-2.1% | $4,379+3.4% |
| Participant deferral / active EE | $10,205 | $8,341+22.3% | $8,004+27.5% | $6,730+51.6% |
| Admin fee / account holder | $4,905 | $15,759-68.9% | $14,398-65.9% | $14,365-65.9% |