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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,208 | $138,102-21.6% | $125,381-13.7% | $134,532-19.6% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -13.29% | 750.73%-764.0pp | 572.31%-585.6pp | 418.27%-431.6pp |
| Employer contribution / active EE | $6,664 | $5,245+27.0% | $4,815+38.4% | $4,741+40.6% |
| Participant deferral / active EE | $22,063 | $7,801+182.8% | $7,448+196.2% | $6,401+244.7% |
| Admin fee / account holder | $732 | $11,568-93.7% | $10,007-92.7% | $11,429-93.6% |