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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,852 | $27,936-79.1% | $58,561-90.0% | $75,173-92.2% |
| Participation rate | 23.1% | 38.8%-15.8pp | 50.9%-27.8pp | 67.2%-44.1pp |
| Annual return | 25.38% | 44.21%-18.8pp | 4251.33%-4225.9pp | 160.72%-135.3pp |
| Employer contribution / active EE | $308 | $670-54.1% | $1,053-70.8% | $2,671-88.5% |
| Participant deferral / active EE | $683 | $1,202-43.1% | $1,923-64.5% | $4,126-83.4% |
| Admin fee / account holder | $990 | $1,727-42.7% | $2,520-60.7% | $5,651-82.5% |