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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,321 | $150,346-97.8% | $120,524-97.2% | $145,877-97.7% |
| Participation rate | 83.3% | 78.8%+4.5pp | 71.9%+11.4pp | 80.3%+3.0pp |
| Annual return | 29.08% | 154.40%-125.3pp | 107.36%-78.3pp | 551.28%-522.2pp |
| Employer contribution / active EE | $6,430 | $4,353+47.7% | $3,469+85.3% | $4,663+37.9% |
| Participant deferral / active EE | $8,405 | $6,172+36.2% | $4,994+68.3% | $6,691+25.6% |
| Admin fee / account holder | $1,841 | $12,215-84.9% | $9,440-80.5% | $13,402-86.3% |