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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,321 | $150,207-97.8% | $120,380-97.2% | $145,978-97.7% |
| Participation rate | 83.3% | 78.8%+4.6pp | 71.9%+11.4pp | 80.3%+3.0pp |
| Annual return | 29.08% | 154.28%-125.2pp | 107.28%-78.2pp | 550.52%-521.4pp |
| Employer contribution / active EE | $6,430 | $4,351+47.8% | $3,465+85.6% | $4,662+37.9% |
| Participant deferral / active EE | $8,405 | $6,175+36.1% | $4,992+68.4% | $6,690+25.6% |
| Admin fee / account holder | $1,841 | $12,203-84.9% | $9,421-80.5% | $13,400-86.3% |