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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,542 | $103,966-54.3% | $112,899-57.9% | $75,173-36.8% |
| Participation rate | 60.7% | 75.7%-15.0pp | 80.5%-19.8pp | 67.2%-6.5pp |
| Annual return | 19.12% | 24.54%-5.4pp | 34.11%-15.0pp | 160.72%-141.6pp |
| Employer contribution / active EE | $1,694 | $3,870-56.2% | $4,566-62.9% | $2,671-36.6% |
| Participant deferral / active EE | $3,180 | $5,456-41.7% | $6,516-51.2% | $4,126-22.9% |
| Admin fee / account holder | $7,397 | $7,663-3.5% | $7,047+5.0% | $5,651+30.9% |