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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,482 | $223,823-48.9% | $211,142-45.8% | $154,746-26.0% |
| Participation rate | 85.7% | 87.9%-2.1pp | 87.3%-1.6pp | 80.7%+5.0pp |
| Annual return | 15.32% | 50.39%-35.1pp | 46.84%-31.5pp | 172.34%-157.0pp |
| Employer contribution / active EE | $23,815 | $6,787+250.9% | $6,442+269.7% | $4,379+443.8% |
| Participant deferral / active EE | $12,480 | $9,750+28.0% | $9,284+34.4% | $6,730+85.4% |
| Admin fee / account holder | $759 | $19,707-96.1% | $19,076-96.0% | $14,365-94.7% |