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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,479 | $185,883-47.0% | $170,043-42.1% | $139,466-29.4% |
| Participation rate | 71.4% | 87.8%-16.3pp | 87.0%-15.6pp | 80.3%-8.9pp |
| Annual return | 22.37% | 60.54%-38.2pp | 53.40%-31.0pp | 373.66%-351.3pp |
| Employer contribution / active EE | $20,211 | $7,596+166.1% | $6,790+197.7% | $4,754+325.1% |
| Participant deferral / active EE | $14,979 | $11,626+28.8% | $10,410+43.9% | $6,712+123.2% |
| Admin fee / account holder | $656 | $15,393-95.7% | $12,824-94.9% | $11,409-94.3% |