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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,150 | $175,231+30.2% | $149,696+52.4% | $139,466+63.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 3.99% | 166.77%-162.8pp | 134.46%-130.5pp | 373.66%-369.7pp |
| Employer contribution / active EE | $9,695 | $5,478+77.0% | $4,821+101.1% | $4,754+103.9% |
| Participant deferral / active EE | $18,279 | $6,521+180.3% | $5,682+221.7% | $6,712+172.3% |
| Admin fee / account holder | $2,433 | $16,155-84.9% | $13,212-81.6% | $11,409-78.7% |