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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,499 | $167,362+15.0% | $143,799+33.9% | $134,532+43.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.82% | 0.47%-23.3pp | -0.04%-22.8pp | 418.27%-441.1pp |
| Employer contribution / active EE | $4,000 | $5,620-28.8% | $4,952-19.2% | $4,741-15.6% |
| Participant deferral / active EE | $8,000 | $6,447+24.1% | $5,638+41.9% | $6,401+25.0% |
| Admin fee / account holder | $2,735 | $18,094-84.9% | $14,677-81.4% | $11,429-76.1% |