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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,223 | $138,366-81.0% | $184,185-85.8% | $80,911-67.6% |
| Participation rate | 90.9% | 83.9%+7.0pp | 86.8%+4.1pp | 67.6%+23.3pp |
| Annual return | 132.13% | 20.02%+112.1pp | 28.81%+103.3pp | 35.63%+96.5pp |
| Employer contribution / active EE | $4,176 | $4,849-13.9% | $6,426-35.0% | $2,756+51.5% |
| Participant deferral / active EE | $8,257 | $7,074+16.7% | $9,132-9.6% | $4,297+92.2% |
| Admin fee / account holder | $614 | $10,484-94.1% | $13,909-95.6% | $6,935-91.1% |