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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,833 | $138,102-85.6% | $125,381-84.2% | $134,532-85.3% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | 29.64% | 750.73%-721.1pp | 572.31%-542.7pp | 418.27%-388.6pp |
| Employer contribution / active EE | $4,210 | $5,245-19.7% | $4,815-12.6% | $4,741-11.2% |
| Participant deferral / active EE | $11,419 | $7,801+46.4% | $7,448+53.3% | $6,401+78.4% |
| Admin fee / account holder | $687 | $11,568-94.1% | $10,007-93.1% | $11,429-94.0% |