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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,318 | $27,924+40.8% | $58,544-32.8% | $75,181-47.7% |
| Participation rate | 7.7% | 38.8%-31.2pp | 50.9%-43.2pp | 67.2%-59.5pp |
| Annual return | 26.79% | 44.20%-17.4pp | 4249.56%-4222.8pp | 160.69%-133.9pp |
| Employer contribution / active EE | $209 | $669-68.7% | $1,053-80.1% | $2,671-92.2% |
| Participant deferral / active EE | $1,598 | $1,202+32.9% | $1,923-16.9% | $4,126-61.3% |
| Admin fee / account holder | $667 | $1,726-61.4% | $2,520-73.5% | $5,650-88.2% |