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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,019 | $102,938-89.3% | $94,105-88.3% | $138,895-92.1% |
| Participation rate | 94.1% | 74.6%+19.5pp | 71.9%+22.2pp | 79.9%+14.2pp |
| Annual return | 24.67% | 250.28%-225.6pp | 204.55%-179.9pp | 145.39%-120.7pp |
| Employer contribution / active EE | $1,094 | $2,732-59.9% | $2,504-56.3% | $4,194-73.9% |
| Participant deferral / active EE | $1,965 | $4,196-53.2% | $3,881-49.4% | $6,396-69.3% |
| Admin fee / account holder | $340 | $6,600-94.9% | $6,199-94.5% | $12,562-97.3% |